Financial Literacy Month

FLM sliderJunior Achievement programs teach students how to manage money, maintain a personal budget and be fiscally responsible through fun, hands-on curriculum. During Financial Literacy Month, we encourage you to explore and share the various resources we’ve gathered to help young peope gain the knowledge and skills needed to take control of their economic success.

Why is Financial Literacy Important?

According to the results of a 2014 Consumer Reports survey, Americans score poorly in the area of financial literacy:

  • About one in three U.S. adults (32%) do not save any of their household’s annual income for retirement.
  • About one in three U.S. adults (34%) carry credit card debt from month to month.
  • 15% of adults (more than 35 million people) roll over $2,500 or more in credit card debt each month.
  • Nearly three in four adults (73%) agree that they could benefit from advice and answers to everyday financial questions from a professional.
  • 84% of teens look to their parents for information and guidance on how to manage money, but more than a third of parents report that they don’t discuss financial matters with their children (2015 JA Teens and Personal Finance Survey). Clearly there is a need to educate today’s youth on how to manage money so they can own their economic success.

    Resources for Parents and Students
  • JA Influencer offers practical lessons pertaining to current events and how economic decisions affect students’ lives and their futures.
  • Play our JA Titan game, an online interactive simulation that teaches students about running a business. You’ll make decisions on price, production, marketing, capital investment, and R & D, and see the impact that your decisions have on the success or failure of a company.
  • JA offers several apps, to help teens and their parents explore careers and evaluate the cost of post-secondary education to help them make informed decisions.

  • JA My Way helps kids make smart money decisions

    JA My Way is a free online resource loaded with tips and tools to help students take control of their financial future:

  • Explore buying a car and saving for college
  • Get tips to start a business
  • Put your career on the express track by taking the Personality Quiz and then finding job matches
  • Create professional resumes
  • Simply create a free account to access these resources. Sign up at
    JA My Way

    2017 Teens and Personal Finance Survey

    How do today’s teens feel about personal finance topics such as spending habits, income taxes, 401Ks, and future earning potential? JA USA recently surveyed 1,000 teens (ages 13-17) to find out. The results may surprise you, and help illustrate the need for financial literacy programs for teens, such as those provided by Junior Achievement. Read the full results of the 2017 Teens and Personal Finance Survey.

    What form of payment are you most likely to use when purchasing items at a store?
    purchases stat
    Thinking about your first job, do you think you'll make less than $35,000 or more than $35,000?
    income stat
    Which one of the following describes your situation?
    allowance stat
    JA Kid Professor

    Each week during April, we’ll highlight a new “JA Kid Professor” video that focuses on a financial literacy topic. The first in this series is “Shopping Trip,” where six-year-old Taylor learns a lesson when she tries to buy groceries for the whole family with only $20. Upcoming episodes include:

    • What Does That Mean? JA Kid Professor explains financial concepts in a way only a six-year-old can.
    • Taylor, Inc: JA Kid Professor tries to secure investment capital from family members for her great startup idea…buying a bike.
    • Interview: JA Kid Professor decides it’s time to hire employees, but finds good help is hard to find…and comes with a price.
    • Grandma: Retirement creeps up on you fast when you don’t plan. See how JA Kid Professor deals with it.

    Financial Literacy Month activities (view the full calendar)
  • April 4 – Commissioner Mike Rothman visits JA BizTown
  • April 7 – 4.01K Race for Financial Fitness
  • April 11 – Fogo de Chao fundraiser for JA
  • April 20 – JAUM Company of the Year Competition
  • April 23-29 – National Volunteer Recognition Week
  • April 25 – JA Titan Metro Competition
  • April 28 – Jump$tart Annual Conference
  • April 28 – MN Cup application period closes
  • various dates in April – JA bigBowl

  • In our Community

    Rothman and mayorMichael Rothman, Commissioner of Commerce, will visit JA BizTown on April 4 in support of Financial Literacy Month (FLM). Commissioner Rothman and the JA BizTown mayor will sign the official FLM proclamation and visit the various JA BizTown shops.

    JA in the Classroom

    Watch this short video to see JA’s impact in the classroom

    JA BizTown

    Watch this short video to see how JA BizTown teaches kids about financial literacy

    JA Finance Park

    Watch this short video to see how JA Finance Park introduces students to personal finance